Finance

Ian Guthrie (Montrose) in conjunction with Evolution Funding, the UK's largest independent motor finance broker, are able to offer competitive, market leading motor finance products and good customer service.

HIRE PURCHASE

This is where customers can borrow any amount at set repayments to suit your budget for terms 12- 60 Months. Flexible deposit options - ie No deposit deals may be available. The Interest rate is fixed for the term of the loan and after all repayments have been made you own the car.

Terms and Conditions apply. Credit Subject to Status.

PERSONAL CONTRACT PURCHASE

This is where you can keep your monthly payments lower by deferring a significant proportion of the amount of credit to the final payment at the end of the agreement. You agree an initial deposit, how many miles you will cover and how long you want the agreement to run. Then a GFV (guaranteed future value) of your vehicle will be calculated and the set monthly payment confirmed.

At the end of the agreement you have 3 options.
(1) Part exchange the vehicle subject to settlement of the existing agreement
(2) Return the vehicle and don't pay the final lump sum payment if the vehicle is in good condition and has not exceeded the agreed mileage you will have nothing further to pay.
(3) Pay the final lump sum payment and you will own the vehicle

Terms and conditions apply. Credit subject to status.

Are you interested in finance?

Our finance specialists are able to give finance to people who ordinarily wouldn't be able to get it, whether it's because of a bad credit rating or because you are self employed or a member of the armed forces. No matter what your situation we are usually able to help.

Have you ever been refused finance? *

Yes

Applicant details

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Employment status *

Finance details

Which vehicle are you interested in financing? *

Finance term *

Finance deposit *

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Ian Guthrie (Montrose) in conjunction with Evolution Funding, the UK's largest independent motor finance broker, are able to offer competitive, market leading motor finance products and good customer service.

Are you interested in finance?

Applicant details

Finance details

Terms & Conditions

Ian Guthrie (Montrose)

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