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Motor Finance Options

Ian Guthrie (Montrose), in conjunction with Evolution Funding, the UK’s largest independent motor finance broker, offers competitive, market-leading finance products with strong customer service.

Hire Purchase (HP)

Hire Purchase allows you to borrow an agreed amount with fixed monthly repayments to suit your budget over a term of 12 to 60 months.

  • Flexible deposit options
  • No deposit deals may be available
  • Fixed interest rate for the full term
  • You own the vehicle after the final payment

Terms and conditions apply. Credit subject to status.

Personal Contract Purchase (PCP)

Personal Contract Purchase helps keep monthly payments lower by deferring a significant portion of the credit to a final payment at the end of the agreement.

You agree a deposit, annual mileage, and agreement length. A Guaranteed Future Value (GFV) is then calculated and monthly payments are confirmed.

End of Agreement Options

  1. Part exchange the vehicle, subject to settlement of the existing agreement
  2. Return the vehicle with nothing further to pay, provided it is in good condition and within the agreed mileage
  3. Pay the final lump sum and own the vehicle outright

Terms and conditions apply. Credit subject to status.

Evolution Funding

Are you interested in finance?

Our finance specialists are able to give finance to people who ordinarily wouldn't be able to get it, whether it's because of a bad credit rating or because you are self employed or a member of the armed forces. No matter what your situation we are usually able to help.

Applicant details

years

Finance details

£

Terms & Conditions

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Ian Guthrie (Montrose)
Western Road North
Montrose
Angus
DD10 8LN
Ian Guthrie (Montrose)

Ian Guthrie (Montrose) established in 1988 based in Montrose Angus has built a great reputation over the past 38 years for selling Top Quality Low mileage Cars, competitively priced and all prepared to a very high standard.

At Ian Guthrie (Montrose) we stock a range of used and nearly new cars to suit all budgets and lifestyles.

© 2026 Ian Guthrie (Montrose).

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