Western Road North, Montrose, Angus, DD10 8LN
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  • 07831 308636
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Ian Guthrie (Montrose) have carefully selected leading finance companies such as Santander Consumer Finance and Close Brothers Motor Finance to provide our customers with very competitive finance products and good customer service.


This is where customers can borrow any amount at set repayments to suit your budget for terms 12- 60 Months. Flexible deposit options - ie No deposit deals may be available. The Interest rate is fixed for the term of the loan and after all repayments have been made you own the car.

Terms and Conditions apply. Credit Subject to Status.


This is where you can keep your monthly payments lower by deferring a significant proportion of the amount of credit to the final payment at the end of the agreement. You agree an initial deposit, how many miles you will cover and how long you want the agreement to run. Then a GFV (guaranteed future value) of your vehicle will be calculated and the set monthly payment confirmed.

At the end of the agreement you have 3 options.
(1) Part exchange the vehicle subject to settlement of the existing agreement
(2) Return the vehicle and don't pay the final lump sum payment if the vehicle is in good condition and has not exceeded the agreed mileage you will have nothing further to pay.
(3) Pay the final lump sum payment and you will own the vehicle

Terms and conditions apply. Credit subject to status.

Santander Consumer Finance logo Close Brothers Motor Finance logo

Finance Application

The Applicant
Employment & Income
Finance Details
Terms & Conditions

In considering your enquiry we may search your record at a credit reference agency. They may add to your record details of our search and your enquiry and this will be seen by other organisations carrying out later searches. It is important that you give us accurate information. We may check your details with fraud prevention agencies and if you give us false or inaccurate information and we suspect fraud we will record this. We and other organisations may use and search these records to help make decisions about credit and credit related services, for you and members of your household; trace debtors, recover debt, prevent fraud, and to arrange your accounts or insurance policies; check your identity to prevent money laundering unless your furnish us with other satisfactory proof of identity. You have a right, on payment of fee, to receive a copy of the information we hold about you if you wish to apply to us in writing. We may pass on your details to other companies to send information about the product.